TERMS AND CONDITIONS

1. INTRODUCTION

Welcome to Xam Guide, a smart learning ecosystem that transforms static educational materials into interactive, personalized learning experiences. These Terms and Conditions ("Terms") govern your access to and use of the Xam Guide platform, website, mobile applications, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not access or use our Services.

2. DEFINITIONS

"Account" refers to a registered user account on the Xam Guide platform.

"Content" refers to all materials uploaded, created, or shared through our Services, including educational resources, study guides, practice questions, flashcards, mind maps, and other learning materials.

"Resource Transformation Engine" refers to our proprietary technology that converts static educational materials into structured digital content.

"User", "you", or "your" refers to individuals who access or use our Services.

"We", "us", or "our" refers to Xam Guide, its parent company, subsidiaries, and affiliates.

3. ACCOUNT REGISTRATION AND ELIGIBILITY

3.1 Account Creation

To access certain features of our Services, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

3.3 Eligibility

You must be at least 13 years of age (or the minimum age required in your country) to use our Services. If you are under 18, you must have permission from a parent or guardian to use our Services.

4. SUBSCRIPTION PLANS AND PAYMENTS

4.1 Subscription Options

We offer various subscription plans with different features and pricing. Details about our current subscription options are available on our website.

4.2 Payment Terms

Payment for subscription plans must be made in advance. We accept payment through credit cards, debit cards, and other payment methods specified on our platform. By providing payment information, you represent that you are authorized to use the payment method.

4.3 Automatic Renewal

Subscription plans automatically renew at the end of each billing period unless cancelled before the renewal date. You can manage your subscription and turn off auto-renewal through your account settings.

4.4 Price Changes

We reserve the right to change our subscription prices. Any price changes will be communicated to you in advance and will apply to the next billing period.

5. INTELLECTUAL PROPERTY RIGHTS

5.1 Our Intellectual Property

The Xam Guide platform, including the Resource Transformation Engine, Three-Pillar Learning Methodology, and all related technologies, designs, text, graphics, logos, and content, are the property of Xam Guide or our licensors and are protected by intellectual property laws.

5.2 License to Use Our Services

We grant you a limited, non-exclusive, non-transferable, revocable license to use our Services for educational purposes in accordance with these Terms.

5.3 User Content

You retain ownership of the educational materials you upload to our platform. By uploading Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, process, adapt, modify, publish, transmit, and display that Content for the purpose of providing and improving our Services.

5.4 Feedback

If you provide feedback, ideas, or suggestions regarding our Services ("Feedback"), you grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to use the Feedback in any manner and for any purpose.

6. ACCEPTABLE USE POLICY

6.1 Prohibited Activities

You agree not to engage in any of the following activities:

Violating any applicable laws or regulations

Infringing upon the intellectual property rights of others

Uploading or sharing Content that violates third-party rights

Attempting to access, tamper with, or use non-public areas of our Services

Using our Services for any commercial purpose without our consent

Creating multiple accounts or sharing account credentials

Distributing malware or other harmful computer code

Interfering with the proper functioning of our Services

Engaging in any activity that could disable, overburden, or impair our Services

6.2 Content Guidelines

You agree not to upload, share, or create Content that:

Is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable

Infringes upon any patent, trademark, trade secret, copyright, or other intellectual property rights

Contains any unauthorized advertising, promotional materials, spam, or any other form of solicitation

Impersonates any person or entity or misrepresents your affiliation with a person or entity

Contains personally identifiable information about others without their consent

7. USER RESPONSIBILITIES

7.1 Educational Content

You are responsible for ensuring that you have the right to upload and share any educational materials on our platform. You acknowledge that we do not claim ownership of the original educational materials you upload.

7.2 Academic Integrity

Our Services are designed to support learning and academic achievement. You agree to use our Services in a manner consistent with academic integrity policies and not for cheating, plagiarism, or other academic misconduct.

8. DISCLAIMERS AND LIMITATIONS OF LIABILITY

8.1 Service Availability

We strive to provide uninterrupted access to our Services, but we do not guarantee that our Services will be available at all times or free from errors, bugs, or other defects.

8.2 Educational Content Accuracy

While our Resource Transformation Engine is designed to accurately process and transform educational materials, we do not guarantee the accuracy, completeness, or reliability of any Content processed through our Services. You should always verify important information through multiple sources.

8.3 Limitation of Liability

To the maximum extent permitted by applicable law, Xam Guide and its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our Services.

8.4 Disclaimer of Warranties

Our Services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Xam Guide and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to:

Your use of our Services

Your Content

Your violation of these Terms

Your violation of any rights of another person or entity

10. TERM AND TERMINATION

10.1 Term

These Terms will remain in effect until terminated by either you or us.

10.2 Termination by You

You may terminate these Terms at any time by cancelling your subscription and deleting your account.

10.3 Termination by Us

We may terminate or suspend your account and access to our Services at any time, without prior notice or liability, for any reason, including if you breach these Terms.

10.4 Effect of Termination

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. CHANGES TO TERMS

We may modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on our website before the changes become effective. Your continued use of our Services after the effective date of the revised Terms constitutes your acceptance of the changes.

12. GOVERNING LAW AND DISPUTE RESOLUTION

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

12.2 Dispute Resolution

Any dispute arising out of or relating to these Terms or our Services shall first be resolved through good-faith negotiations. If negotiations fail, the dispute shall be submitted to binding arbitration in accordance with the rules of [Arbitration Association].

13. MISCELLANEOUS

13.1 Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Xam Guide concerning your use of our Services.

13.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

13.3 No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.

13.4 Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these Terms, at our sole discretion, without restriction.

14. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at: